夜色王朝

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Financial Aid Sources & FAQs

Does 夜色王朝 offer scholarships?

There are scholarships available to students. 夜色王朝 keeps a current list of outside scholarships that our students have received in the past. 

A list of current internal and external scholarships that 夜色王朝 students may apply for can be found at /admissions/tuition-and-fees/scholarships.

There are also service-based scholarships, including the and the .

What is a service contract?

Essentially, a service contract is an agreement to work in an organization later in return for receiving a scholarship now. The two most common service contracts are from the  and the US Military has the . Each branch of the military has a program, so check online for information on each branch, or contact a recruiter in your area.

What is the student loan default rate for graduates from 夜色王朝?

Historical Student Loan Default Rates for 夜色王朝 for the past five years are less than one percent. 

夜色王朝 is the only school in the country with a zero percent non-payment rate (default rate) on federal loans, as listed by the Department of Education in 2025.

夜色王朝 prides itself on being one of the least expensive medical schools in the nation as backed up by  

Upon request, 夜色王朝 will provide up to four years of student debt load and student loan default rates including, at a minimum, race/ethnicity and gender demographic data.  To request this data, contact Daniel Hewitt, Director for Financial Aid, at 540-231-6021.

Is my parent鈥檚 information required on the Free Application for Federal Student Aid (FAFSA)?

As a graduate student, the only information required on the FAFSA is your own at 夜色王朝.  If you see prompts as you complete the FAFSA indicating that 鈥渇or some medical students, parents鈥 information is required or recommended,鈥 you can disregard those prompts and not list your parents鈥 information.  夜色王朝 does not participate in financial aid programs that would require parental information be listed on the FAFSA.

Alternatively, if you feel some compelling other reason to list your parent鈥檚 information on the FAFSA, 夜色王朝 is more than happy to ignore it when we process FAFSA results.

What鈥檚 the school code for each campus?

  • 夜色王朝 Virginia鈥檚 school code for the FAFSA is G37093
  • 夜色王朝 Carolina鈥檚 school code for the FAFSA is E01970
  • 夜色王朝 Auburn鈥檚 school code for the FAFSA is E40408
  • 夜色王朝 Louisiana鈥檚 school code for the FAFSA is E40498

What month鈥檚 best for me to complete the FAFSA?

The best month to file your FAFSA is April or May of the year you enroll.  As an example, students can file their FAFSA as early as December prior to the year they enroll.

Will a copy of my income tax return be required with my application?

夜色王朝 does not routinely require you file a copy of your federal income tax return with the financial aid office.

What is the maximum amount I can borrow while I鈥檓 at 夜色王朝?

The maximum amount you can borrow while attending 夜色王朝 is the Cost of Attendance for each year you are enrolled as established by 夜色王朝鈥檚 Financial Aid Committee and updated each year.  

  • For students in the DO program at 夜色王朝 who began borrowing prior to July 1st, 2026, the amount is from a combination of the Federal Direct Unsubsidized loan and the Federal Direct Graduate PLUS loan programs with one federal aggregate (lifetime) limit of $224,000 for Federal Direct Unsubsidized loans (as an undergraduate or prior-to-夜色王朝-graduate student loans). This aggregate amount does not include Federal Graduate PLUS loans.
  • For students starting 夜色王朝 after July 1, 2026, (the 夜色王朝 class that will graduate in May 2030) the lifetime limit for Federal loans combined (夜色王朝 program and programs prior to 夜色王朝) is $200,000 for the DO program and a lifetime maximum of $257,500 for all programs (prior to 夜色王朝 and borrowed while at 夜色王朝). A private loan can make up the difference between the annual unsubsidized loan limit and the cost of attendance.
  • Based on current regulations, you will have to pass a credit check each year in order to receive a private loan.  Borrowers will be informed about the process of selecting types of loan and applying for private loans at the time the student鈥檚 financial aid offer is made available on the My夜色王朝 portal.
  • Private loans are available. See 鈥淧rivate Loan Information鈥 in this section.

What month will financial aid awards be available?

Financial aid awards are available for 夜色王朝 students in June and July of each year.

Will financial aid awards be mailed to me?

No. Notification of financial aid awards is electronically accomplished through links provided to your 夜色王朝 email account. 夜色王朝 uses the My夜色王朝 portal to communicate documents needed and received, and financial aid awards made (and to accept financial aid awards).

What is the process for applying for financial aid?

The process for applying for financial aid involves completing the FAFSA at and listing the 夜色王朝 campus of your choice鈥檚 school code.

What is the process for getting a student loan?

Details on the process for accepting or declining a student loan are provided with the financial aid award notification email that will be sent to students who have indicated they want loans. After receiving your financial aid award notification email from the 夜色王朝 Financial Aid Office, there are four steps.

  1. Complete your FASFA at
  2. Accept, reduce, or decline your financial aid award on the My夜色王朝 portal
  3. Complete all required documents at studentaid.gov
  4. Attend a virtual or in-person entrance counseling session. 

What documents other than the FAFSA will be required for my financial aid application?

The only document 夜色王朝 will need is the FAFSA. In rare instances when the financial aid office needs additional documentation, students will be emailed at their 夜色王朝 email account or can see the documents required in the My夜色王朝 portal.

Will my outside scholarship automatically reduce my student loan amounts?

Any required reduction will not be automatic. Students are required to notify the financial aid office of any scholarship they receive or expect to receive. Adjustments of financial aid may be needed, based on federal rules, on a case-by-case basis.

Will my financial aid cover my moving expenses to 夜色王朝鈥檚 city?

No. Federal regulations require students Cost of Attendance (COA) start on the first day of school, not include any breaks or time away on break, and end on the last day of each school year. Therefore, since you need to move before the first day of school, moving expenses are not part of COA.

Can I get food stamps while I鈥檓 attending 夜色王朝?

Since federal rules require food to be included in the amounts we consider to be in the student鈥檚 Cost of Attendance, it is expected your financial aid funding would partially be used for buying food.

Food stamps are federal benefits, and rules regarding eligibility and benefit levels are set by the federal government. However, each state is responsible for administering food stamps to its residents.

In South Carolina and Alabama, you would have to have a 20 hour per week job in order to qualify for food stamps so medical students typically do not qualify.  For current or additional information go to:

Alabama Supplemental Nutrition Assistance Program

Louisiana Supplemental Nutrition Assistance Program (SNAP)

South Carolina Food Stamp Program and Application

Virginia Supplemental Nutrition Assistance Program (SNAP)

In order to qualify for this benefit program, you must be a resident of the state of Virginia and fall into one of two groups: (1) those with a current bank balance (savings and checking combined) under $2,001, or (2) those with a current bank balance (savings and checking combined) under $3,001 who share their household with a person or persons age 60 and over, or with a person with a disability (a child, your spouse, a parent, or yourself).

Do loan funds come to me directly or to 夜色王朝?

Loan funds do not come to you directly. The funds come directly to 夜色王朝 from the US Department of Education (the lender) in your name. Your account is then credited and any tuition or charges due are paid. If there is a remainder, or if you have borrowed living expense money, those funds are forwarded to an account you have specified 鈥 usually by direct deposit. If you did not sign up for direct deposit, then a check will be made out to you, which you can pick up in the business office.

How often do funds arrive?

Funds arrive once every semester, assuming you continue making satisfactory academic progress and remain in good academic standing with 夜色王朝.

When will disbursements be made?

Disbursements arrive just before or during the first two weeks of classes in each semester.

What do I have to do in order to qualify for my next student loan disbursement?

Free Application for Federal Student Aid (FAFSA) applications must be completed yearly in the spring for aid for the next fall. Financial aid funds are not disbursed during student breaks or holidays from school.

Can I get Medicaid while I鈥檓 attending 夜色王朝?

Cost of attendance figures and financial aid funding include the average costs for health insurance premiums and incidental medical costs. Therefore 夜色王朝 students do not typically apply nor do they qualify for Medicaid while attending 夜色王朝.

Alabama
For more information on Medicaid and qualification for Alabama, see: / for more information.

Louisiana
For more information on Medicaid and qualifications for Louisiana, see:

South Carolina
For more information on Medicaid and qualification for South Carolina, see  for information.  

Virginia
Childless adults in Virginia are not eligible for Medicaid.  For more information on benefits for Virginia, see:  .

Where can I find out about health insurance coverage at 夜色王朝?

Current information regarding the 夜色王朝 health insurance can be found on the website: 
Health Insurance. Students pay no premiums for medical insurance.

What do I need to do to keep my undergraduate loans in deferment while I am in medical school?

Your loan servicer should have a form on line that you can print and fill out. Once you have filled out the form, you can bring the form to the Registrar鈥檚 office for them to complete and send it to your servicer.

How do I find out who my loan servicer is?

You can find out who your servicer is by logging in with your Federal Student Aid ID at , under Managing your loans. Use your FSA ID and password to log in and view your loan and or grant records. Click on the loan record that you want to know the servicer of and your servicer will be listed along with their website and contact information.